How to Use the GTB Transfer Code for Transactions

gtb transfer code
gtb transfer code

Guaranty Trust Bank PLC popular referred to by customers as GT or GTB is one of the top leading banks in Nigeria as of today. It has upgraded itself in several ways which made it stand out, especially in the areas of online mobile banking and the usage of code features to make banking fast, simple, and secure for customers.

Thus, it has created the 737 service code, the USSD code which is to be used by customers to carry out transactions and access services that the bank offers. The 737 code goes hand-in-hand with a PIN, which you can use to authenticate transactions when using the said GT Bank transfer code.

Since a lot of individuals find it hard to use the USSD code, I’ve decided to come up with an article that explains everything about the GT Bank code for transfer. Without further ado, let’s get into this article.

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What’s the GTB Transfer Code?

The GTB transfer code is a USSD code that allows customers of the bank to transfer funds from one account to another, either from GTbank or to any other banks that exist in the country.

In addition to the cash transfer feature, the GTB USSD code also lets you pay for utility bills, airtime purchases, cash withdrawals without your debit card, and make account inquiries. What’s more, the transfer code even provides airtime loans as the normal network providers do.

How to create a GTBank Transfer PIN

Before you can use the GTBank transfer code for any transaction, you must have a transfer PIN that secures the transactions. Just like your debit card PIN, the transfer PIN is only four digits and you’ll need to enter it each time you’re transacting with the

To create GTBank Secured Transfer PIN for your banking, here are the steps to follow.

  • Dial *737# on the phone number that’s associated with your GTB account. That’s the code for the GTB transfer code.
  • Input “7” to select the “Create/Change your PIN” option
  • Enter ”1” if you have an active debit card
  • Enter “ last 6 digits of your Naira Master Card”
  • Enter your preferred PIN
  • Enter ”2” if you do not have an active debit card
  • Enter your “Account Number”
  • Enter your “Date of Birth”
  • Enter your preferred PIN

After following the above steps, then you have now successfully created your transfer pin, should in case the process seems unsuccessful, you will need to try again some more time to get it right.

READ: How to Change Union Bank Phone Number

How to Send Money with GTBank Code for Transfer

One of the primary functions of the GT Bank transfer code is to transfer money. Using the USSD code, you can transfer money from GTBank to GTBank, which is usually faster, and you can also transfer from GTBank to other banks in Nigeria.

How to Transfer from GTBank To GTBank

To transfer money from GTB to GTB using the GT Bank transfer code, dial *737*1#, and when the command is successful, specify the amount you intend to transfer as well as the recipient’s details. After that, you may need to authenticate the transaction using the last four digits of your GTBank Naira MasterCard.

How to Transfer From GTBank Account to Other Banks

To transfer from a GTBank account to another bank, dial *737*2# and specify the bank and account number of the recipient, as well as the amount you intend to send. You can also compress everything in a single command by dialing *737*2*Amount*Account Number#.

Like when transferring from a GTBank account to a GTBank account, you’ll also need to authenticate your transfer.

How to buy Airtime & Data Top-up Using GTB Transfer Code

You can purchase airtime and data for yourself and others using the GT Bank transfer code. The process is simple, and you don’t need the excessive authentication that’s typically required for money transfer.

How to Buy Airtime for Yourself

In this context, “yourself” means the number that’s linked to your GTBank account. If your active phone number isn’t the same as that number, you’re likely to purchase airtime on a line you no longer use.

You can dial *737*Amount# to purchase airtime for yourself using the GTBank USSD code. You won’t need to enter any phone number since the airtime will automatically be credited to the phone number that’s linked to your account.

How to Buy Airtime for Others

To buy or send airtime from your GTBank account using the banking code for others, you can dial *737*Amount*Recipient’s number#. For example, dialing *737*100*08023456789# will purchase N100 worth of airtime for 08023456789.

How to Check GTBank Account Details

To check your GTB account number using the banking code, all you need to do is dial *737*6*1#. Then after that, your 10 digits account number will be displayed on your phone screen. GTBank will also send you a text message containing your account number also.

ICYMI: How to Use the Zenith Bank Airtime Transfer Code

Other Random GTB Transfer Codes

Account Blacklist : *737*51*74#

School Fees Advance: *737*52*30#

Payday Loan: *737*52*40#

Loan Balance: *737*6*2#

Card Status: *737*6*3#

Chequebook Status: *737*6*4#

Mini Statement *737*51*30#

QuickCredit Request: *737*51*51#

QuickCredit Liquidation *737*51*55# and a lot more.


The GT Bank code for transfer opens the door to a whole new world of possibilities, all without requiring mobile data or Wi-Fi. As long as you can access the phone number you used to open your GTBank bank account, you can transact using the GTB transfer code.

About Raji Ridwan 188 Articles
I'm a tech geek, marketing prodigy, and poetry enthusiast with years of blogging experience. When I'm not writing, I'm trying to catch up with the latest episode of Boruto. I'm still in Naruto by the way! I do freelance writing.