One of the basic things you should be able to do on your phone in 2022 is to check how much money you have in your bank account. Thankfully, most banks in Nigeria will let you do that, even if you don’t have a smartphone or an internet connection that works.
The magic is USSD banking, an innovation that most banks in Nigeria have adopted. Thanks to the short and memorable USSD codes that most banks have for customers, you can easily complete basic banking operations like checking your balance, transferring money, and even creating an account.
In this article, I’ll show you how to check Zenith Bank account balance with or without an internet connection. It doesn’t matter if you have a smartphone or not; this article should show you how you can get a report of how much is left on your account.
BEFORE YOU CONTINUE: Here’s how to block a lost or stolen Zenith Bank ATM card quickly.
How to Check Account Balance on Zenith Bank
There are three easy ways to check your Zenith Bank account balance. You can use the Zenith Bank code for checking account balance, which is a simple USSD code that works on most phones, even those without an internet connection. However, you get charged for checking your account balance this way, making it not the most economic option of the three.
Alternatively, you can check your account balance online using the mobile banking app or the Zenith Bank online banking website. Both of these options are free, making it the easiest way to go about it. However, you need a smartphone with a stable internet connection to use this option, which isn’t always available.
Finally, you can always head to an ATM to check your account balance using your debit card. However, it’s not the most exciting experience in the world, as you’ll need to commute to the nearest machine; that doesn’t sound either convenient or economical, at least in my opinion.
If you need more details on each of the ways to check your account balance on Zenith Bank, you can use the detailed guides below.
Zenith Bank USSD to Check Account Balance
In a bid to make banking activities more accessible to Zenith Bank users with no access to an internet connection, the bank launched a USSD code to access basic banking functions. While the USSD code isn’t as fully featured as the mobile app, it’s an easy way to check your account balance when you don’t have a smartphone or an internet connection.
The general Zenith Bank USSD code is *966#. When you dial the code from your smartphone, you get tons of banking options, including a command for a balance check. While you can get your balance by dialing the code, there are quicker ways to go about it via USSD.
When checking your airtime balance for the first time, you’ll need to use the official *966# channel, which allows you to set up EazyBanking. After setting up EazyBanking, however, you can use shortcodes that will allow you to check your balance almost instantly.
The Zenith Bank code for checking account balance is *966*00#, but it only works if you’ve set up USSD banking already. Once you dial the code, it only asks you to confirm your identity by entering your PIN, after which it displays your account balance. You’ll also receive it as an SMS message for future reference.
It’s crucial to note that you can only use the code from the phone number connected to your Zenith Bank account.
In summary, you can use the Zenith Bank transfer code to check your Zenith Bank account balance. You don’t need a smartphone or an internet connection for the process; as long as your balance is up to NGN10, you should be able to check your Zenith Bank account balance via the USSD code.
How Do I Check My Zenith Bank Account Balance Online
You can check your Zenith Bank account balance online using the official website’s channel or by using the mobile app. Since the following section will cover how the process works using the mobile app, this part will only explain how the process works on the website.
To check your account balance from the Zenith Bank website, follow the steps below.
- Sign up for the Zenith Bank internet banking service by following this link and clicking on the “SIGN UP” button. The bank will redirect you to a form that you’ll need to fill out, print, and submit to the nearest Zenith Bank branch.
- Zenith Bank will send your internet banking login details within 24 to 48 hours of receiving your application. To speed up the process, you should consider returning to the bank to collect it yourself.
- After getting the login details, head over to the Zenith Bank internet banking login page and enter the correct PIN and token. That should log you into your online banking portal.
- After signing in with the correct details, your account balance should be visible from your dashboard. If it’s not, there should be a button to make it visible. What’s more, going through this process will not cost you a dime.
How to Check Zenith Bank Account Balance on Phone
It’s 2022, and you don’t have to walk to an ATM outlet to check your Zenith Bank account balance any longer. As long as you have a phone with a registered SIM card, you can check the amount in your account, but how do you check Zenith Bank account balance on phone?
It depends on what kind of phone you’re trying to use for the balance check. If you have a modern smartphone with an internet connection, you can check your balance on the Zenith Bank app for a fee. On the other hand, you may need to use the USSD code if you don’t have a smartphone, or if your phone isn’t connected to the internet.
To check your account balance through the app, you’ll need to download the Zenith Bank App from the Play Store here. Sign in using the correct details and you should see your account balance on the dashboard of the homepage.
If that process doesn’t work for you, you can always fall back to the USSD option. I’ve explained how to check your Zenith Bank account balance via USSD earlier, but here’s a quick refresher: dial *966*00# on your phone using the phone number connected to your Zenith Bank account to view your account balance.
Nigerian banks may be problematic, but at least they let you check how much you have in your bank account. With Zenith Bank being the most reputable bank in Nigeria, it’s only natural that they provide several options for users to check their account balance. Since the bank provides options for USSD, online, and physical checks, there’s nothing to complain about.